Property investors
Structure it right from the first property.
Loan structures built for portfolio growth, not just this one purchase.
Whether you are buying your first investment property or growing your portfolio, we can help structure a loan that aligns with your long-term financial goals. We guide you through loan options, borrowing strategies and repayment structures while making the process easy to understand.
Our goal is to help you invest with clarity and confidence, with a structure that still works three properties from now.
Tailored loan options
Structures that adapt to your investment goals and cash flow needs.
Expert guidance
Personalised advice to navigate complex investment loan choices smoothly.
Streamlined process
A clear path from application to approval, managed on your behalf.
See it in numbers.
Home loan repayments
What a loan of this size actually costs each month, and what the interest adds up to over the full term.
Monthly repayment
$3,934.77
per month
Fortnightly
$1,816.05
Weekly
$908.02
Total interest over term
$766,517
across 30 years
This is an estimate only, based on the figures you entered. It is not an offer of credit, a quote, or personal financial advice, and it does not account for your full circumstances. Your actual borrowing capacity, rate and repayments are subject to lender assessment and their credit criteria.
Questions
Investment Loans FAQs
What is an investment loan?
An investment loan helps you borrow funds to purchase property or assets for rental income or capital growth. Investment loans are assessed differently to owner-occupier loans, and the structure you choose affects your cash flow and your ability to borrow again later.
Who can apply for one?
Anyone with a stable income and a sound credit history can apply through RCMR Finance. Lenders will assess your income, existing debts, expenses and the expected rental return on the property.
How much can I borrow?
Loan amounts depend on your financial situation, existing portfolio, and the property's value and rental potential. Most lenders will consider a portion of expected rental income when assessing your capacity.
What are the interest rates?
Rates vary based on the lender, your credit profile, your loan-to-value ratio, and whether the loan is principal-and-interest or interest-only. We compare across the panel to find the fit for your structure.
How long does approval take?
Approval typically takes a few business days once all documents are submitted, though this varies with the lender and the complexity of your structure.
Start here
Four questions, then a real reply.
Tell Che where you are. There is no cost and no obligation at the end of it.
Step 1 of 5
Information on this site is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for you before acting on it.