Personal & business assets
Own it sooner, without draining the savings.
Vehicles, equipment and machinery - financed against the asset itself, at competitive rates.
Whether you are upgrading to a safer family car, eyeing a weekend boat, or investing in lifestyle equipment, you should not have to drain your hard-earned savings all at once. Asset finance is a flexible way to spread the cost of a high-value purchase over time. By using the asset itself as security, you unlock competitive interest rates and payment plans tailored to your budget.
For businesses, when you need equipment, vehicles or machinery, waiting on the bank should not slow you down. We compare options across a panel of leading Australian lenders to find funding structured around your cash flow, your goals and your timeline.
Keep your cash flowing
Maintain your safety net by keeping savings intact for emergencies or other investments.
Predictable, fixed budgeting
Know exactly what is leaving your account, with fixed regular repayments.
Tailored terms
Choose a repayment timeline that suits you, typically ranging from one to seven years.
See it in numbers.
Home loan repayments
What a loan of this size actually costs each month, and what the interest adds up to over the full term.
Monthly repayment
$3,934.77
per month
Fortnightly
$1,816.05
Weekly
$908.02
Total interest over term
$766,517
across 30 years
This is an estimate only, based on the figures you entered. It is not an offer of credit, a quote, or personal financial advice, and it does not account for your full circumstances. Your actual borrowing capacity, rate and repayments are subject to lender assessment and their credit criteria.
Questions
Asset Finance FAQs
What is asset finance?
Asset finance lets you buy equipment or vehicles without paying the full cost upfront. The asset itself is used as security, which usually means a more competitive rate than an unsecured loan.
What finance types are available?
Secured car and vehicle loans, using the new or used vehicle as security for a lower rate. Consumer hire purchase: fixed instalments over a set term, with legal ownership transferring to you on the final payment. Novated leases, a tax-effective three-way agreement between you, your employer and the lender, paid from your pre-tax salary.
Who can apply for asset finance?
Both individuals and businesses, from sole traders and startups through to established companies. Requirements differ by lender and by whether the asset is for personal or business use.
Can I finance used equipment?
Yes. Asset finance covers both new and used equipment purchases, though lenders apply age limits to the asset which vary by type.
How long does approval take?
We aim to get you approved within a few business days once documentation is complete.
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Information on this site is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for you before acting on it.