Tailored Asset Finance Solutions

Tailored finance options to help your business grow confidently.

Individual Asset Finance

Whether you are upgrading to a safer family car, eyeing a weekend boat, or investing in lifestyle equipment, you shouldn’t have to drain your hard-earned savings all at once.

Individual Asset Finance is a smart, flexible way to spread the cost of a high-value purchase over time. By using the asset itself as security, you unlock competitive interest rates and payment plans tailored to your personal budget.

Flexibly Finance What Matters to You
Secured Car & Vehicle Loans: Drive away sooner with lower interest rates by using your new or used vehicle as security.

Consumer Hire Purchase: Pay fixed instalments over a set term, with full legal ownership officially transferring to you on your very last payment.

Novated Leases: A clever, tax-effective three-way agreement between you, your employer, and the lender. Pay for your vehicle and its running costs directly from your pre-tax salary

Why Choose Asset Finance?

Keep Your Cash Flowing: Maintain your financial safety net by keeping your savings intact for emergencies or other investments.


Predictable, Fixed Budgeting: No nasty surprises. Know exactly what is going out of your account with fixed, regular repayments.

Tailored Terms: Choose a repayment timeline that suits you, with flexible loan terms typically ranging from 1 to 7 years.

Upgrade Sooner: Get access to better, safer, or more efficient assets today instead of waiting years to save up the cash.

Asset Finance for Business Owners

Business investment

When your business needs equipment, vehicles, or machinery, waiting on the bank shouldn’t slow you down. At RCMR Finance, we help Melbourne businesses access competitive asset finance solutions — structured around your cash flow, your goals, and your timeline.We compare options across a panel of leading Australian lenders to find the right funding for your business, with clear advice and a straightforward process from application to approval.

Terms

Flexible Terms

Asset Finance FAQs

What is asset finance?

Asset finance helps you buy equipment or vehicles without upfront cash.

Who can apply for asset finance?

Businesses of all sizes can apply, from startups to established companies.

How long does approval take?

We aim to get you approved within a few business days.

Can I finance used equipment?

Yes, asset finance covers both new and used equipment purchases.

What are the repayment options?

Flexible terms tailored to your cash flow and business needs.